Is pelvic floor physio covered by OHIP?

Last updated November 2, 2026

Usually not. Most people in Ontario pay for pelvic floor physio themselves or through extended health insurance. OHIP-funded physio is free, but only certain groups qualify, and you'd need a funded clinic that offers pelvic health care. You don't need a referral to see a physio, though your insurance plan might ask for one.

Who qualifies for free physio in Ontario?

Ontario funds physio at community clinics, and eligible patients can't be charged. You may qualify if you:

• Are 65 or older
• Are 19 or younger
• Were discharged from hospital after an overnight stay, or had outpatient or day surgery, in the last 12 months, and need physio for that condition
• Receive Ontario Works or Ontario Disability Support Program (ODSP) income

You'll need a valid Ontario health card, unless you receive Ontario Works or ODSP. The clinic will confirm that you qualify. If none of these apply to you, the government won't cover your physio.

People in long-term care, and adults 65 or older who need physio at home, have separate options. See Ontario's physiotherapy page.

Before you go: qualifying doesn't guarantee pelvic floor care. Call the clinic and ask whether it offers pelvic health physio. If you want an internal exam, ask whether a physio there is rostered with the College to do them.

Find a government-funded clinic

How much does pelvic floor physio cost?

The Ontario Physiotherapy Association says private physio often costs $100 to $200 an hour. Fees vary with the location, the clinic and the physio's experience.

Prices from four clinic websites in Toronto and Hamilton, checked November 2, 2026. Prices change, so confirm them with the clinic.

Physiotherapists must tell you their fees before providing care. Your total depends on how many visits you need, so ask about that at your first appointment.

Does extended health insurance cover it?

Many plans cover physio, but coverage varies. Check your plan for:

• The annual maximum
• Any limit per visit
• Whether you need a referral to be reimbursed

Some clinics bill your insurer directly. At others, you pay at your visit and submit the receipt yourself, so ask before you book.

Do I need a referral?

No. In Ontario, you can see a physiotherapist without a referral from a doctor or nurse practitioner.

There are two things to know:

• Insurance: some plans won't reimburse you without a referral, so check before your first visit.
• Government-funded clinics: a referral has not been required since April 1, 2024. You can contact a clinic directly. Older websites may still say otherwise.

Can I claim it on my taxes?

Possibly. The Canada Revenue Agency lists physiotherapists in Ontario as authorized medical practitioners for the medical expense tax credit.

You can only claim costs that weren't reimbursed. For the 2025 tax year, the credit applied to eligible expenses above 3% of your net income or $2,834, whichever is less. Keep your receipts.

What to ask before you book

• What do the first visit and follow-up visits cost, and how long are they?
• Do you bill my insurance directly?
• How long is the wait for a first appointment?
• If I'm eligible for funded care, do you offer pelvic health physio?

Next steps: Find a pelvic floor physio near you or read what to expect at your first visit.

This page is general information, not medical, insurance or tax advice. Coverage rules change, so confirm the details with the clinic, your insurer or the Government of Ontario.

Sources: Government of Ontario, OHIP Bulletin 251004, Ontario Physiotherapy Association: patient FAQs, Ontario Physiotherapy Association: how to access physiotherapy, Canada Revenue Agency